Terms & Conditions
Please read these Terms and Conditions carefully before using Our Service.
Interpretation and Definitions
Interpretation
The words with initial capital letters have meanings defined under the following conditions. The following definitions shall have the same meaning whether they appear in singular or plural.
Definitions
For the purposes of these Terms and Conditions:
Affiliate means an entity that controls, is controlled by, or is under common control with a party, where “control” means ownership of 50% or more of the shares, equity interest, or other securities entitled to vote for election of directors or other managing authority.
Country refers to: Florida, United States.
Company, referred to as either “the Company,” “We,” “Us,” or “Our” in this Agreement, refers to Innovation Insurance Brokers, operated by INNOVATION INSURANCE AGENCY, 7541 SOLSTICE CIR APT 207, ORLANDO, FL 32821.
Device means any device that can access the Service, such as a computer, cellphone, or digital tablet.
Service refers to the Website.
Terms and Conditions, also referred to as “Terms,” mean these Terms and Conditions that form the entire agreement between You and the Company regarding use of the Service.
Third-party Social Media Service means any services or content, including data, information, products, or services, provided by a third party that may be displayed, included, or made available by the Service.
Website refers to Innovation Insurance Brokers, accessible from https://www.innovationinsbrokers.com
You means the individual accessing or using the Service, or the company or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
Acknowledgment
These are the Terms and Conditions governing the use of this Service and the agreement that operates between You and the Company. These Terms and Conditions set out the rights and obligations of all users regarding use of the Service.
Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms and Conditions. These Terms and Conditions apply to all visitors, users, and others who access or use the Service.
By accessing or using the Service, You agree to be bound by these Terms and Conditions. If You disagree with any part of these Terms and Conditions, then You may not access the Service.
You represent that You are over the age of 18. The Company does not permit those under 18 to use the Service.
Your access to and use of the Service is also conditioned on Your acceptance of and compliance with the Privacy Policy of the Company. Our Privacy Policy describes Our policies and procedures on the collection, use, and disclosure of Your personal information when You use the Website and tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Service.
Services
Innovation Insurance Brokers provides insurance-related services, including insurance information, insurance education, customer support, appointment scheduling, inquiry follow-up, service-related communications, and assistance with coverage options.
Information provided through the Website is for general informational purposes only and does not guarantee eligibility, approval, pricing, coverage, or the availability of any insurance product. Any insurance application, quote, policy, or coverage decision may be subject to carrier underwriting, state availability, eligibility requirements, and applicable laws.
SMS Terms & Conditions
Innovation Insurance Brokers provides SMS communications related to insurance inquiries, appointment reminders, service updates, customer support, educational insurance content, and relevant coverage offers.
By opting in to receive SMS messages from Innovation Insurance Brokers, You agree to receive text messages related to Your inquiry, appointments, reminders, service-related updates, account notifications, customer service, educational insurance content, and, if separately selected, marketing or promotional insurance messages.
Consent to receive SMS messages is not required as a condition of purchase. Message frequency may vary. Message and data rates may apply.
You can cancel the SMS service at any time by texting STOP to any SMS message We send You. After You send STOP, We may send You a confirmation message that You have been unsubscribed. After this, You will no longer receive SMS messages from Us unless You opt in again.
You may also opt out by replying QUIT, CANCEL, OPT-OUT, or UNSUBSCRIBE to any SMS message from Us.
If You are experiencing issues with the messaging program, You can reply HELP for assistance or contact Us directly at leo.martin@innovationinsbrokers.com or +1 407-257-7466.
Carriers are not liable for delayed or undelivered messages.
Message and data rates may apply for messages sent to You from Us and to Us from You. Message frequency may vary depending on Your inquiry, appointment status, service needs, and communication preferences.
If You have questions about Your text plan or data plan, please contact Your wireless provider.
If You have questions regarding privacy, please read Our Privacy Policy: https://www.innovationinsbrokers.com/privacy-policy
Mobile Messaging Program
Innovation Insurance Brokers operates a mobile messaging program subject to these Terms and Conditions and Our Privacy Policy.
Program Description
We may send informational, service-related, transactional, educational, marketing, and promotional mobile messages through the Program.
Informational and service-related messages may include inquiry confirmations, appointment reminders, appointment updates, customer service responses, account notifications, follow-ups related to requested information, and other service-related communications.
Marketing and promotional messages may include insurance education, coverage options, service updates, and relevant offers related to Your inquiry, but only if You have provided consent to receive marketing or promotional SMS messages.
Mobile messages may be sent using automated technology, including an autodialer, automated system, or automatic telephone dialing system where permitted by law. Message frequency may vary. Message and data rates may apply.
User Opt-In
By providing Your mobile phone number and opting in through Our Website form or another approved opt-in method, You are voluntarily agreeing to receive SMS messages from Innovation Insurance Brokers at the mobile phone number associated with Your opt-in.
You agree that any mobile phone number You provide to Us is a valid mobile phone number for which You are the owner or authorized user. If You change Your mobile phone number or are no longer the owner or authorized user of the mobile phone number, You agree to promptly notify Us at leo.martin@innovationinsbrokers.com.
Your participation in the SMS Program is not required to make any purchase from Us and is completely voluntary.
User Opt-Out and Support
You may opt out of the SMS Program at any time. To stop receiving SMS messages from Us, reply STOP, QUIT, CANCEL, OPT-OUT, or UNSUBSCRIBE to any SMS message from Us.
You may receive a one-time opt-out confirmation message. After opting out, You will no longer receive SMS messages from Us unless You opt in again.
For support, reply HELP to any SMS message from Us or contact Us at leo.martin@innovationinsbrokers.com or +1 407-257-7466.
Our mobile messaging platform may not recognize requests that modify the standard opt-out or help keywords, and You agree that We and Our service providers will not be liable for failing to honor requests that do not comply with the requirements in these Terms.
We may change the telephone number or short code We use to operate the SMS Program. If We do so, We may notify You of the change. You acknowledge that requests sent to a telephone number or short code that has been changed may not be received by Us, and We will not be responsible for failing to honor a request sent to a telephone number or short code that has been changed.
Mobile Information Privacy
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing with subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Disclaimer of Warranty and Liability for Mobile Messaging
The SMS Program is offered on an “as-is” and “as-available” basis and may not be available in all areas, at all times, or on all mobile providers.
You agree that neither We nor Our service providers will be liable for failed, delayed, or misdirected delivery of any mobile message or information sent through the SMS Program.
Modifications to Mobile Messaging Program
We may modify or cancel the SMS Program or any of its features at any time, with or without notice. To the extent permitted by applicable law, We may also modify these SMS Terms at any time. Any such modification will take effect when posted to Our Website. Your continued participation in the SMS Program will constitute Your acceptance of those modifications.
Links to Other Websites
Our Service may contain links to third-party websites or services that are not owned or controlled by the Company.
The Company has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content,
